In a world that feels unstable, your home can be your anchor.

After 25 years in real estate, I’ve seen the housing market rise, fall, and recover. But never before have I felt such global uncertainty reflected so deeply in my clients. Today, I see the world’s worries in their eyes — and I understand why.

Wars continue. Stock markets are volatile. Political changes, inflation, and rising living costs are affecting everyday decisions. And in the middle of it all, people are still trying to take one of the biggest steps of their lives: buying a home.

It’s a lot to take in. And it’s no surprise many buyers feel overwhelmed.

But now more than ever, I believe in the importance of finding your own space — something solid, safe, and yours. Whether you’re relocating, upgrading, or purchasing your first home, your house is more than a financial investment. It’s a foundation.

How do you start buying a home in 2025?

Here’s a step-by-step guide I use with every client — whether you’re a Dutch buyer or an expat looking to purchase in Amsterdam, Amstelveen, Aalsmeer, Diemen, or Uithoorn.

1. Know your numbers

Before we visit any homes, you need to understand your financial position.

That means knowing what you can borrow, what you want to spend, and where your comfort zone is. I can connect you with a trusted mortgage advisor or bank that suits your needs and personality. Getting this right is your first and most important step.

2. Start the search

Once your financial situation is clear, I begin actively searching and pre-screening properties that match your criteria. We’ll view homes together, and I will always offer you honest, data-driven feedback on market value — no sugarcoating, no pressure.

Keep in mind: that thousands of people are searching for the same “hidden gem.” In most price ranges, that perfect deal simply doesn’t exist.

Instead, the smart strategy is to focus on real opportunities, stay flexible, and work with a certified buying agent who can negotiate strongly and move quickly on your behalf.

3. Place a bid

Once we’ve found a home you love, we submit a bid. A bid is just a formal expression of interest — if it’s accepted, we have a gentleman’s agreement. But legally, nothing is final yet, so time is critical.

4. Sign the purchase agreement

In Amsterdam, we use a standard Koopovereenkomst Ring Amsterdam (Amsterdam Model Contract). This agreement is signed at the notary’s office.

I’ll walk you through each clause in the contract so you feel confident and informed before signing.

5. Finalize your mortgage

After the agreement is signed, your mortgage advisor will finalise your loan application based on the terms we’ve negotiated. You’ll gather the necessary documentation and approvals to prepare for transfer.

6. Final inspection and key handover

Before receiving the keys, we’ll revisit the home to make sure everything is in the agreed condition. Then, we return to the notary for final transfer.

7. Final signatures

At the notary’s office, you’ll sign two documents:

  • The delivery deed, which legally transfers ownership of the home

  • The mortgage deed, which formalises your agreement with the bank

After signing, the keys are handed over — and the home is officially yours.

And after that?

Formally, my role ends. But I’m still here.

Many of my clients stay in touch. I’m always happy to recommend trusted professionals, from interior designers and builders to personal assistants, so you can settle into your new home with peace of mind.

Because buying a house isn’t just a transaction — it’s a life decision.
And in uncertain times, finding your place to call home is one of the most powerful things you can do.

Thinking about buying a home in Amsterdam, Amstelveen or beyond in 2025?

I offer:

  • Full-service home-buying support

  • One-on-one guidance (no competing clients with the same search profile)

  • A clear no-cure, no-pay approach

  • Over 25 years of experience in the Amsterdam region

Let’s talk about your home-buying journey.
Visit www.burgemeestervastgoed.nl or email info@burgemeestervastgoed.nl to book your free consultation.