5 Onmisbare Tips voor het Succesvol Kopen van een Huis in Amsterdam
Wij kopen al meer dan 20 jaar huizen aan voor expats in Amsterdam en omstreken. Toch weten ook steeds meer Nederlandse klanten ons te vinden. Speciaal voor hen heb ik dit stukje in het Nederlands geschreven: 5 onmisbare tips voor iedereen die in de Amsterdamse regio een huis wil kopen.
Tip 1: Begin met sparen voordat je denkt aan een huis kopen
Voordat je een woning gaat kopen, is het belangrijk om een goed financieel plan te hebben. Voor de aankoop van een huis heb je al snel 2-6% van de koopsom nodig voor kosten koper (zoals notaris- en makelaarskosten). Dit is nog exclusief mogelijke overbiedingen en het eventuele verschil tussen de koopprijs en de taxatiewaarde van de woning. Ben je jonger dan 35 jaar en koop je een huis onder €510.000? Dan kom je in aanmerking voor een eenmalige vrijstelling van de overdrachtsbelasting. In andere gevallen moet je rekening houden met een kostenpost van 4-6% van de aankoopprijs.
Tip 2: Raadpleeg een hypotheekadviseur voordat je begint met zoeken
De huizenmarkt in Amsterdam is erg snel. Daarom is het cruciaal om te weten wat je kunt lenen, zodat je snel kunt handelen wanneer je jouw droomhuis vindt. Een hypotheekadviseur kan je hierbij helpen. Zorg ervoor dat je eerlijk bent over je financiële situatie, inclusief eventuele spaargelden of leningen, zodat je weet wat jouw mogelijkheden zijn.
Tip 3: Kies voor een lokale en gediplomeerde aankoopmakelaar in Amsterdam
In Amsterdam kom je regelmatig uitdagingen tegen zoals erfpacht, Vereniging van Eigenaren (VvE), funderingsproblemen en regelgeving rondom verbouwingen. Daarom is het belangrijk om een ervaren en gecertificeerde aankoopmakelaar in de arm te nemen die de markt door en door kent. Het beroep “makelaar” is niet beschermd, dus kies bewust voor iemand met kennis van de Amsterdamse huizenmarkt. Een professionele makelaar zorgt voor begeleiding bij de bezichtigingen, onderhandelingen, en kan doorslaggevend zijn bij het sluiten van een deal.
Tip 4: Laat je niet ontmoedigen door teleurstellingen
Het kan gebeuren dat je meerdere biedingen verliest. De verschillen tussen de vraagprijs en de uiteindelijke koopprijs kunnen soms enorm zijn, en er zijn altijd mensen die meer kunnen bieden. Zorg ervoor dat je een realistisch beeld hebt van wat je kunt uitgeven en dat je weet wat de marktwaarde is van een woning. Een goede aankoopmakelaar helpt je bij het maken van strategische biedingen en voorkomt dat je onnodige fouten maakt.
Tip 5: Betaal nooit vooraf aan een makelaar in Amsterdam
In Amsterdam is het niet gebruikelijk om vooraf een makelaar te betalen. Alle betalingen, inclusief de courtage voor de aankoopmakelaar, worden veilig en transparant geregeld via de notaris. De notaris is een onafhankelijke partij die zorgt dat alle financiële transacties bij de aankoop van een woning correct verlopen. Dit geeft jou als koper de zekerheid dat alles volgens de regels gebeurt en er geen onnodige risico’s zijn. Betaal daarom nooit vooraf aan een makelaar of andere betrokken partijen; dit is simpelweg niet de standaard werkwijze in de Amsterdamse huizenmarkt.
Met deze tips ben je beter voorbereid op de huizenjacht in Amsterdam. Succes met het vinden van jouw droomhuis!
Ik ben Barry Burgemeester, 23 jaar gediplomeerd makelaar. Mijn missie is om huizenkopers goed te informeren en succesvol een huis te laten kopen.
Understanding the Woningwaarderingsstelsel
As purchase agents, we often help clients who want to buy a home as an investment to rent out. To explain the "Woningwaarderingsstelsel" (Housing Valuation System), here's what you need to know.
The Woningwaarderingsstelsel is a point-based system used to set the maximum rent for a property. It seemed like a good idea but can lead to issues. The system gives points based on the size of the home, number of outlets, and energy label. A property needs 187 points or more to qualify for the free rental market. For example, a studio under 50 m² with an A++ energy label might rent for €1,800, while a 75 m² apartment with an E label might be limited to €1,000 per month.
For many homeowners, the rent they can charge doesn’t cover their mortgage, taxes, and service costs. As a result, many decide to sell instead of rent, which reduces the number of homes available for rent.
Renters are feeling the impact. Rental prices keep rising, and no one is benefiting. As rents go up and homes are sold, more people stay with their parents longer or remain in small apartments. This makes it harder to move in with a partner or start a family.
Buying a home also comes with challenges. You need savings to cover extra costs like taxes and notary fees. More homes are coming onto the market, but the shortage is still so big that overbidding has become common—sometimes making us raise an eyebrow.
If you’re thinking about buying, make sure to budget for all the costs, stay realistic, and work with a local agent. It might be the best plan for the long run.
Why It’s Important to Attend Property Viewings in Person
Why Attending Property Viewings in Person is Important
Your real estate agent can attend a viewing and show you the property through a video call, but it’s not the same as seeing the home in person. Your agent can offer an objective opinion, but this will be **your home**. Only you can get the true feel of the space by being there.
Limited Viewing Dates
Most sellers and their agents set 2 or 3 dates for viewings. It’s important to make sure you or your partner attend at least one of them. If you miss it, there is no guarantee of a second viewing. Demand is high, so don’t count on having another chance.
High Demand Means You Need to Be Present
With today’s shortage of supply and high demand, sellers can choose from many buyers. Sellers prefer buyers who have attended the viewing in person. If you don’t, it might hurt your chances of securing the property.
Make Your Home Search a Priority
If you’re away or planning a holiday, let your agent know. It’s best to start your home search when you can commit to attending viewings in person. We understand that everyone is busy, but being a bit flexible with your schedule can make a big difference in finding your dream home.
Ready to Get Started?
I’m Barry Burgemeester a Certified Real Estate Agent serving Amsterdam, Amstelveen, Aalsmeer, Uithoorn, and the surrounding areas. With over 20 years of experience helping expats, I’m here to guide you through the process and help you find the perfect home.
Finding Your Ideal Family Home Near Amsterdam
For families looking to settle near Amsterdam, Aalsmeer, Amstelveen, Diemen, and Uithoorn offer a perfect mix of comfort and convenience. These towns provide suburban peace with easy city access, offering a range of housing options, from spacious apartments to single-family homes. The housing market is more relaxed than in Amsterdam, though still competitive.
Aalsmeer
Close to Amsterdam and Schiphol, Aalsmeer offers modern homes, including villas. With 14,199 households, 36% are families with children. Aalsmeer leads in sustainable construction, with large developments upcoming. Average list price: €583,722.
Amstelveen
Amstelveen is popular with families and expats, offering diverse housing near the city and Schiphol. With 45,149 households, 36% live alone. Over 50% of homes are single-family, and 47% are privately owned. Average list price: €660,222.
Diemen
Diemen combines urban proximity with township tranquility. With 16,669 households, 41% live alone. Developments like Holland Park attract families and professionals. Average list price: €524,818.
Ouderkerk aan de Amstel
Ouderkerk offers a peaceful setting with 6,466 households. Most homes are single-family, with 55% privately owned. Average list price: €666,756.
Uithoorn
Uithoorn’s green neighborhoods are ideal for families. With 13,747 households, 33% are families with children. The new Uithoornlijn tram connects to Amsterdam South. Average list price: €501,065.
ABOUT US
We operate as a purchase agent in Aalsmeer, Amstelveen, Diemen, Uithoorn, and the surrounding areas. Our team is dedicated to helping you find the perfect home. We're always happy to set up a Google Meet or an in-person appointment at our office to discuss your needs and guide you through the buying process.
Whether you're just starting your search or ready to make a move, we're here to assist you every step of the way.
Cold Figures vs. Reality: Home Buying Tips for 2024
In June 2024, the housing market experienced a significant shift. Prices of existing homes surged by 9.7% compared to the previous year, marking the biggest increase in two years, according to CBS Statistics. Despite this, the total number of transactions from June to June dropped by 12%, with only 14,662 homes sold. In the first half of 2024, 92,383 homes changed hands, with the average transaction price reaching €441,112.
Utrecht was the standout performer with a 17.3% price increase in the second quarter. Amsterdam followed closely with a 10.4% rise. The Hague saw prices climb by 5.9%, while Rotterdam experienced a 5.3% increase.
In Amsterdam, buyers typically pay 4.9% above the asking price. However, this figure can vary per home, so evaluating each situation individually is essential. All these statistics provide a clear picture of the 2024 market trends, but what if you're looking to buy a home? Our first expert tip is: stay positive!
Approach the Market with just 3 Home Buying Tips
Given these statistics, how can you navigate the home-buying process and stay realistic? Here are some home buying tips:
1. Understand your financial boundaries before diving into the market. Determine how much you can afford. This ensures you're ready to act quickly when you find the right home. A good financial advisor can provide invaluable guidance. They can help you understand your budget, explore financing options, and ensure you're financially prepared.
2. The demand often exceeds the supply in the housing market. Set realistic goals about what you can achieve within your budget. Understand that conditions can vary greatly depending on the location and specific property. We believe there is a house for everyone, so do not get too disappointed if you lose a bid, the home is not meant to be yours.
3. Work with a certified real estate agent who has an excellent reputation and proper qualifications. Since real estate is not a protected profession, ensure your agent is knowledgeable about local issues, especially in Amsterdam. They should understand topics like ground leases (which can affect your mortgage), moisture problems, owner associations, and foundation issues.
By keeping these points in mind, you can approach the home-buying process with confidence and clarity. Remember, preparation is key. Knowing your financial limits, seeking professional advice, and setting realistic expectations will help you navigate the market effectively.
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My name is Barry Burgemeester, founder of Burgemeester Vastgoed, and a certified real estate agent. I have been helping expats buy their homes since 2001. If you would like to benefit from my expertise, feel free to email me at info@burgemeestervastgoed.nl
Mark and Cristina’s Journey: From Expats to Dutch Locals
From Expats to Nederlanders
In the world of real estate, it's not just about buying and selling houses. It's about building relationships and watching our clients' stories unfold. Mark and Cristina are a perfect example. We've helped them find their home three times, and their journey is a wonderful story of becoming part of the Dutch community.
Mark and Cristina started their journey in 2016 with their first home, a double upstairs place in Amsterdam West. As their family grew, they needed more space. In 2019, they moved to a bigger house, still in Amsterdam West. Just last week, they found their dream family home in Amstelveen.
We've seen Mark and Cristina grow, not just in their homes but in their lives too. They now have two beautiful children. We’re so proud they chose us to help them each step of the way.
The Changing Role of Expats
An "expat" is a person who lives outside their home country, often for work, usually planning to go back someday. But in the Netherlands, many expats have decided to stay. They build their lives here, make friends, and their kids grow up with Dutch kids in local schools. Some even become Dutch citizens, loving the relaxed lifestyle and good work-life balance.
The expat community is now a big part of Dutch society. Many expats feel so at home here that calling them expats doesn’t fit anymore. They are Nederlanders, fully part of the Dutch culture and economy.
Celebrating Mark and Cristina’s Story
Mark and Cristina’s story shows this change. From expats to being part of the local community, their journey is one of growth and new beginnings. Stories like theirs show that living in the Netherlands makes it special – a place where people from around the world can find a home and become part of the community.
As real estate agents, we love being part of these stories. We’re excited to help more families like Mark and Cristina find their perfect home and become part of the Dutch way of life. Contact us via info@burgemeestervastgoed.nl or fill in the contact form and we will get back to you ASAP!
Discovering the Charm of Amsterdam's Canal Homes: A Real Estate Perspective
As a real estate agent in Amsterdam, I’ve had the privilege of exploring some of the most enchanting properties this city has to offer. Among these, canal homes stand out as true gems, combining history, charm, and modern living in a way that is uniquely Amsterdam. Let’s dive into the allure of Amsterdam’s canal homes and why they make an exceptional choice for buyers seeking something special.
A Glimpse into History
Amsterdam’s canal homes date back to the 17th century, during the Dutch Golden Age. The famous canal ring, known as the Grachtengordel, was created to accommodate the city’s growing population and thriving trade. These canals were both practical and beautiful, forming a stunning urban landscape that remains largely unchanged today. Canal homes were originally built for wealthy merchants and traders. Their tall, narrow fronts were designed to avoid high taxes based on the width of the property. Despite their narrow appearance, canal homes are often surprisingly spacious inside, extending deep into the block.
Architectural Beauty
One of the most captivating aspects of Amsterdam’s canal homes is their architectural beauty. Each house has its own unique character, often featuring ornate gables, large windows, and intricate details. The common styles include stepped gables, bell gables, and neck gables, adding to the city’s picturesque skyline. Inside, these homes often feature high ceilings, exposed wooden beams, and large windows that let in plenty of natural light. Many canal homes have been meticulously preserved and restored, offering a perfect blend of historic charm and modern amenities.
The Allure of Canal Living
Living in a canal home offers a lifestyle that is both peaceful and vibrant. The tranquil canals provide a serene backdrop, while the bustling streets and rich culture of Amsterdam are just a step away. Residents can enjoy the best of both worlds – the calm of canal-side living and the excitement of city life. Imagine waking up to the gentle sound of water lapping against the canal walls, sipping your morning coffee while watching boats glide by, and taking leisurely walks along tree-lined canals. For many, this is the epitome of a dream lifestyle.
Practical Benefits
Beyond their beauty and history, canal homes offer several practical benefits. Their central location means easy access to Amsterdam’s top attractions, shops, restaurants, and cultural venues. Many canal homes also come with private gardens or terraces, providing rare green spaces in the heart of the city. Additionally, these homes are built to last. Their thick walls and solid foundations offer durability and comfort. Modern renovations often include state-of-the-art insulation and heating systems, combining old-world charm with modern convenience.
Investing in a Canal Home
For those considering real estate investment, Amsterdam’s canal homes are an excellent choice. Their historical significance and unique charm make them highly desirable properties. Limited supply and high demand ensure these homes maintain their value and often appreciate over time. Amsterdam’s commitment to preserving its historic buildings means that investing in a canal home is not only financially rewarding but also contributes to the city’s cultural heritage.
Conclusion
Amsterdam’s canal homes are more than just residences; they are a testament to the city’s rich history and enduring charm. Whether you’re drawn to their architectural beauty, the allure of canal-side living, or the practical benefits they offer, owning a canal home in Amsterdam is a unique and rewarding experience. If you’re looking to immerse yourself in the magic of this historic city, there’s no better way than by making a canal home your own.
Contact me today to explore the possibilities and find your dream canal home in Amsterdam.